Happy Fantastic Friday (I Wanted to Up the Ante From Last Week)!

I was looking for a picture of destruction. I found this picture of hurricane damage. It will do. Image courtesy of Jean-Marc Buytaert

Holy cow are we in some suddenly dark days! I’m seeing some genuinely good people and businesses getting hurt and some being taken down altogether and it is all happening so quickly. And this, of course, only intensifies my problems. I’ve seen this recession coming on paper (or at least screens, the 2019 equivalent) for a couple of years now and while I may have made some early calls, I would much rather have been early than late. And more importantly, I believe we are now almost definitely in it. I see more real world signs of it every day and I hear similar reports from my contacts all over the country. If you haven’t started preparing yet, I strongly recommend doing so right now because you won’t get a better opportunity. Anyway, mercifully, another Friday is upon us and here are some random observations and anecdotes from the week.

Don’t Let Car Dealerships Take Advantage of You Because You’re Lazy

In spite of what I wrote above, I have been quietly watching the market for my next vehicle for a while. I’m not saying I will pull the trigger any time soon, but as I believe I’ve mentioned before, I typically watch the market for months before I so much as set foot on a dealer’s lot. I don’t just want to take the internet’s word for it; I want to know for a fact whether a price is good or not. Plus, I predict some amazing recession discounts on cars this time around. Plus, I enjoy the research. Yes, because I’m weird like that.

Anyway, I’ve noticed that these “no haggle” dealerships have gotten very popular. I’ve also noticed something else; their prices are absurdly high! I’m talking 10-15% higher than average in most cases! After doing a little googling and perusing some forum posts, I’ve confirmed that this is exactly what it appears to be – another example on the long and growing list of times American companies have had the balls to fairly openly exploit laziness for profit – and succeeded at it. Two quick notes on this.

One – and I know this doesn’t apply to all of them, but only some of the very most millennial-ly ones that may as well be throwing in a year’s supply of avocado toast with their overpriced cars – but any dealership that will not let you inspect a car in person first at a minimum, needs to be avoided at all costs. Cars, particularly used ones, are not commodity items. If you aren’t going to test drive one before you buy it, you deserve whatever you get. And if you’re not willing to spend a hundred bucks or so to have a qualified mechanic check a used car out, you’re taking an awfully huge risk. Sure, you may get lucky. But you could also wind up out thousands and thousands of dollars. And sure, some of these “dealerships” allow returns. But do you really want to stake that kind of money on these policies being honored? Better you than me if you do. But then, I’m just a car freak who has done extremely well with car purchases over the years. Not only have I had to do almost zero repairs beyond preventative maintenance, I have even pulled off the seemingly impossible feat of selling one car for a profit after driving it over a year and another for exactly what I paid after driving it for several months. But then, I don’t like to toot my own horn…

Two, these dealers literally believe they can overcharge people by thousands of dollars because the average person either doesn’t even have the courage to sit and talk to a salesman (or woman), or is too lazy to do so. Are you really willing to validate that theory for them? For the sake of all of us, I hope not. But based on the fact that some of these companies appear to be extraordinarily successful, it would appear the mob has already spoken. In any case, at the risk of sounding like your parents, do you want to get ripped off just because a million other people have been?

Aldi Now Accepts Credit Cards

This could be old news, I don’t know. I stopped going to these stores years ago because I didn’t like playing roulette with the possibility of getting stuck waiting in line for fifteen minutes because there was one employee in the entire store. Also because I don’t do business with anyone who doesn’t accept credit cards outside of incredibly rare, possibly life threatening circumstances. Anyway, I stopped in to an Aldi for the hell of it recently and was pleasantly surprised to learn that the company has joined the rest of the civilized world in accepting credit cards. Someone must have had a eureka moment and realized that not accepting by far the most popular payment method on earth to save a few nickels per order, which could easily be accounted for in the pricing of everything (again, like the rest of the civilized world does it), might not be quite the brilliant business tactic they had once thought it was. No, no sarcasm here at all. And by the way, speaking of spare change, I genuinely believe the quarter deposit thing they do with their carts is brilliant. I don’t know if I’ve ever seen one freely roaming a parking lot en route to damaging someone’s several thousand dollar vehicle because someone else is a lazy, entitled asshole. My goodness, I’m in an interesting mood today. But I promise this is happy, if cynical. Remember, Friday.

Anyway, the line thing still happened. As it turned out, the only employee in the store was in the bathroom. There was a line about half the length of the building when he came out. I probably won’t repeat this experiment anytime soon. But if you’re looking for absolute bottom line grocery prices, this store may be worth a visit for you – especially now that you don’t lose out on 3% of the purchase price (it’s actually 5% until the end of June with Chase Freedom) because management doesn’t believe in pricing its products according to the costs of doing business with the vast majority of all possible customers. Seriously, charging credit card users extra is basically like installing pay toilets in the bathrooms since a few people may have a phobia of using public bathrooms or something. Or in the case of shady gas stations, who tend to discount their cash prices by several times anything approaching a possible credit card merchant rate, putting up a giant “IRS, please audit me!” sign outside one’s place of business. And not accepting them at all? Well, it’s their business, not mine. Yes, as old fashioned as I can be, I get incredibly irritated when people fail to adapt to the overwhelming convention of the times in this particular area. We are all hypocrites; the only difference is that some of us are at least willing to admit it. Anyway…

Time to Make a Dietary Change

Sugar is the devil. We all know it deep within our sad little souls and just in case we’re intentionally ignorant anyway, there are about forty million studies rightly screaming it. Recently, I finally accepted that I’m weaker than I need to be at standing up to its cocaine-esque charms. So I’m cutting it out. No, not all of it. We all have to find a balance that works for us in life. In this case, I need to be somewhere between excessive, gluttonous consumption at will, where I have been for much of my life, and eating only what I grow on my isolated, non GMO (if that is even possible given the selective breeding that has gone on with just about all crops for hundreds, if not thousands of years – but I digress), 100% organic farm in the middle of some God forsaken backwater town no one ever visited, let alone lived in, on purpose.

The logical choice seems simple. I’m not going to try to police every gram of sugar out of my life. Cutting out only the stuff that is primarily sugar (cookies, my beloved Nutella, my even more beloved Freddy’s chocolate custard concrete mixers with various mix ins, etc) will amount to a major improvement for me. I recall reading somewhere that habits take seven weeks to form so I’m going to do two months for good measure. I started on Tuesday so that means I’m going until July 28. I’m hoping that by then I won’t even want the stuff anymore. But we’ll see how it goes.

Happy Friday, Everyone! Have a wonderful weekend!

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